The Pasture, Rangeland, and Forage (PRF) program is designed as a risk management tool for pastureland and hayland.  It was designed for maxiumum flexibility.  you are not required to insure all of your acres, but you cannot exceed the total number of grazing or haying acres you operative.  This allows you to insure only those acres that are important to your grazing program or hay operation.  The State of Kansas uses the Rainfall Index.  The Rainfall Index is based on weather data collected and maintained by the National Oceanic and Atmospheric Administration's Climate Prediction Center.  The Index reflects how much precipitation is received relative to the long-term average for a specified area and timeframe.

It is important to learn more about PRF Insurance because it helps you fulfill some of the qualifications you have to have for disaster payments.